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CIVB
$28.43-$0.24 (-0.84%)live
Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$595.9M
21M shares
52-week range
$18.95 – $28.86
96% from low
Sector
STATE COMMERCIAL BANKS
Exchange
NASDAQ
CS
Borrow rate
0.55%
Easy to borrow
Price (6 mo)
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Change+$6.33
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $90.7M | $118.6M | $126.2M | $134.2M | $153.0M | $217.5M | $241.9M | $255.0M |
| Cost of revenue | $8.3M | $14.0M | $20.3M | $10.5M | $17.7M | $61.7M | $95.3M | $85.8M |
| Gross profit | $82.4M | $104.6M | $105.9M | $123.7M | $135.3M | $155.8M | $146.6M | $169.2M |
| Gross margin | 90.8% | 88.2% | 84.0% | 92.2% | 88.4% | 71.6% | 60.6% | 66.4% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $16.8M | $39.6M | $37.1M | $48.4M | $47.0M | $50.6M | $36.6M | $55.2M |
| EBITDA | $18.7M | $42.7M | $40.3M | $51.2M | $52.8M | $63.0M | $47.6M | $65.1M |
| Net income | $14.1M | $33.9M | $32.2M | $40.5M | $39.4M | $43.0M | $31.7M | $46.2M |
| Net margin | 15.6% | 28.6% | 25.5% | 30.2% | 25.8% | 19.8% | 13.1% | 18.1% |
| EPS (diluted) | 1.02 | 2.01 | 2.00 | 2.63 | 2.60 | 2.73 | 2.01 | 2.64 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $195M | $2.83 | $2.81–$2.83 | 5 |
| 2027 | $205M | $2.90 | $2.88–$2.93 | 5 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$35.37
Price
$28.43
Implied upside
+24%
Peer comparison
Civista Bancshares, Inc.
Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agricultural, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. The majority of its revenues are derived from the interest and fees gained on loans.
www.civb.com- Employees
- 535
- IPO / List date
- Apr 6, 1994
- HQ
- SANDUSKY, OH
Held by traders on TradeandTell
No one on the platform currently holds CIVB.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 51,996 | $1.2M |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 2.46% ($0.70/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-05-05 | $0.1800 | 2026-05-19 |
| 2026-02-10 | $0.1800 | 2026-02-24 |
| 2025-11-04 | $0.1700 | 2025-11-18 |
| 2025-08-05 | $0.1700 | 2025-08-19 |
| 2025-04-29 | $0.1700 | 2025-05-13 |
| 2025-02-04 | $0.1700 | 2025-02-18 |
| 2024-11-05 | $0.1600 | 2024-11-19 |
| 2024-08-06 | $0.1600 | 2024-08-20 |
| 2024-05-06 | $0.1600 | 2024-05-22 |
| 2024-02-12 | $0.1600 | 2024-03-01 |
Recent trades on TradeandTell
No one on the platform has traded CIVB yet.
