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COFS
$33.86+$0.98 (+2.98%)live
Held by
0
portfolios on TandT
Bookmarked by
0
users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$492.4M
15M shares
52-week range
$26.10 – $35.40
83% from low
Sector
STATE COMMERCIAL BANKS
Exchange
NASDAQ
CS
Price (6 mo)
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Change+$8.59
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $31.4M | $41.6M | $78.4M | $83.8M | $89.1M | $113.9M | $139.1M | $192.9M |
| Cost of revenue | $2.5M | $4.7M | $8.6M | $4.4M | $8.0M | $33.2M | $47.3M | $80.7M |
| Gross profit | $28.9M | $36.9M | $69.8M | $79.4M | $81.1M | $80.6M | $91.8M | $112.2M |
| Gross margin | 92.1% | 88.7% | 89.0% | 94.8% | 91.0% | 70.8% | 66.0% | 58.2% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $8.5M | $8.5M | $18.9M | $26.5M | $27.7M | $25.6M | $33.1M | $34.2M |
| EBITDA | $10.6M | $11.6M | $26.6M | $38.9M | $41.0M | $38.0M | $45.4M | $54.1M |
| Net income | $7.3M | $7.2M | $15.6M | $22.0M | $23.6M | $21.3M | $26.7M | $28.2M |
| Net margin | 23.3% | 17.2% | 19.9% | 26.3% | 26.5% | 18.7% | 19.2% | 14.6% |
| EPS (diluted) | 2.02 | 1.58 | 2.07 | 2.86 | 3.15 | 2.82 | 3.25 | 2.01 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $175M | $3.61 | $3.60–$3.62 | 2 |
| 2027 | $181M | $3.68 | $3.67–$3.70 | 2 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$91.36
Price
$33.86
Implied upside
+170%
Peer comparison
CHOICEONE FINANCIAL
ChoiceOne Financial Services Inc is a full-service banking institution. It is engaged in the business of providing personal and business banking solutions, borrowing solutions, and treasury notes and bonds services. The bank's product and services portfolio consist of time, savings and demand deposits, safe deposit services, automated transaction machine services, commercial and consumer loans, commercial lending to business, industry, agricultural, construction, inventory, and real estate categories. Its primary market area is Kent, Muskegon, Newaygo, and Ottawa counties in western Michigan, and Lapeer, Macomb, and St. Clair counties in southeastern Michigan in the communities where the Bank's respective offices are located.
www.choiceone.com- Employees
- 598
- IPO / List date
- Dec 31, 2001
- HQ
- SPARTA, MI
Held by traders on TradeandTell
No one on the platform currently holds COFS.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2025-12-31 | 11,200 | $330.6K |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 3.40% ($1.15/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-06-15 | $0.2900 | 2026-06-30 |
| 2026-03-13 | $0.2900 | 2026-03-31 |
| 2025-12-15 | $0.2900 | 2025-12-31 |
| 2025-09-15 | $0.2800 | 2025-09-30 |
| 2025-06-13 | $0.2800 | 2025-06-30 |
| 2025-03-14 | $0.2800 | 2025-03-31 |
| 2024-12-13 | $0.2800 | 2024-12-31 |
| 2024-09-13 | $0.2700 | 2024-09-30 |
| 2024-06-14 | $0.2700 | 2024-06-28 |
| 2024-03-14 | $0.2700 | 2024-03-29 |
Recent trades on TradeandTell
No one on the platform has traded COFS yet.
