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ECPG
$92.82+$2.20 (+2.43%)live
Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$1.9B
21M shares
52-week range
$35.68 – $92.93
100% from low
Sector
SHORT-TERM BUSINESS CREDIT INSTITUTIONS
Exchange
NASDAQ
CS
Borrow rate
0.41%
Easy to borrow
Price (6 mo)
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Change+$45.43
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.36B | $1.40B | $1.50B | $1.61B | $1.40B | $1.22B | $1.32B | $1.76B |
| Cost of revenue | $622.2M | $642.9M | $667.0M | $686.5M | $628.6M | $651.4M | $712.8M | $546.7M |
| Gross profit | $739.8M | $754.8M | $834.4M | $928.0M | $769.7M | $571.2M | $603.6M | $1.22B |
| Gross margin | 54.3% | 54.0% | 55.6% | 57.5% | 55.0% | 46.7% | 45.9% | 69.0% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $405.3M | $446.3M | $533.6M | $633.3M | $462.2M | $16.5M | $157.3M | $623.6M |
| EBITDA | $435.1M | $460.0M | $535.0M | $656.3M | $510.7M | $63.4M | $174.0M | $652.5M |
| Net income | $115.9M | $167.9M | $211.8M | $350.8M | $194.6M | −$206.5M | −$139.2M | $256.8M |
| Net margin | 8.5% | 12.0% | 14.1% | 21.7% | 13.9% | -16.9% | -10.6% | 14.6% |
| EPS (diluted) | 4.06 | 5.33 | 6.68 | 11.26 | 7.46 | -8.72 | -5.83 | 10.91 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $1.9B | $12.95 | $12.94–$12.96 | 2 |
| 2027 | $1.9B | $13.98 | $13.09–$15.14 | 3 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$142.28
Price
$92.82
Implied upside
+53%
Peer comparison
Encore Capital Group, Inc.
Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.
www.encorecapital.com- Employees
- 7,350
- IPO / List date
- Jul 9, 1999
- HQ
- SAN DIEGO, CA
Held by traders on TradeandTell
No one on the platform currently holds ECPG.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 20,700 | $1.5M |
Insider activity (SEC Form 4)
Recent trades on TradeandTell
No one on the platform has traded ECPG yet.
