Source: Financial Modeling Prep · peers by sector/industry
Insider activity (SEC Form 4)
No recent Form 4 filings on EDGAR — either no insider transactions reported recently or this isn't a SEC-registered issuer.
Valuation
Trading at 15.8× earnings vs its 36.7× historical median P/E.
Fair value ≈ $78.64 · price $33.71 today
Undervalued · 57% below
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Fair-value line = the stock's median historical P/E × earnings. Price below the orange line = cheap vs its own history; above = expensive. Not investment advice.
$EXPN $EXPGY
📊 Price 1M: -9.6%
📊 EPS 1M: +5.8%
📊 Fw P/E: 17.3
⏱️ Divergence: +15.4%
Analysts are raising earnings estimates by nearly 6%, but the market sent the stock 10% lower. A classic bullish fundamental divergence. You get a growing business at a much better valuation. Great setup!
$PGY Ok, I might be getting carried away this Sunday morning, but I had nothing better to do while having my coffee.
Again, investors shouldn't invest in Pagaya for a Buyout potential, but there are things happening in the next month that could entice either $EFX or $EXPGY to look seriously into a possible acquisition, moreso for Equifax depending on FHFA Director Bill Pulte's final report in April.
$EFX $TRU $EXPGY https://nationalmortgageprofessional.com/news/ficos-direct-license-program-shakes-mortgage-credit-scoring I believe the move yesterday by FICO will ultimately stem some of the bleeding from decision to allow VantageScore and only provide limited upside to FICO (if at all). FICO still has to sell to lenders/resellers (IE they still have to buy FICO) and see if the costs of making such a move make sense. FICO will incur expenses marketing their "product" to vendors.
$EFX $TRU $EXPGY $FICO
Credit bureaus sink after FICO launches platform to bypass them
-- Shares of credit bureaus Equifax, TransUnion and Experian are moving lower this morning.
-- This comes after FICO launched its Mortgage Direct License Program, which gives tri-merge resellers the option to calculate and distribute FICO Scores directly to their customers.
$TRU $FICO $EFX $EXPGY
FHFA's Pulte says doing 'full scale review of all credit bureaus'
In a reply to a tweet on X, Bill Pulte, the Director of the Federal Housing Finance Agency, stated: "We are doing a full scale review of all credit bureaus." The three major, publicly traded credit bureaus in the U.S. are Equifax (EFX), Experian (EXPGY) and TransUnion (TRU).
FICO (FICO), which is a provider of credit scores and has been a frequent target of Pulte in past communication from the head of the FHFA, is down in afternoon trading following the post.
I found you an Overbought RSI (Relative Strength Index) on the daily chart of Experian plc PK. Is that bullish or bearish? $EXPGY #Experian #RsiOverbought #OTCQX
$AFRM $EXPGY
The new partnership between Affirm and Experian means the impulse-buying economy will be running headlong into America’s data-mining ecosystem
$SPY $QQQ $TLT $XLF $EXPGY
The slow process of ending pandemic era programs designed to artificially support more spending and access to credit has finally begun.
The NY FED estimates the impacts below
“We expect to see more than nine million student loan borrowers face substantial declines in credit standing over the first quarter of 2025,” the regional Fed bank said in a blog posting.
I found you an Overbought RSI (Relative Strength Index) on the daily chart of Experian plc PK. Is that bullish or bearish? $EXPGY #Experian #RsiOverbought #OTCQX
