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FISI
$38.83-$0.10 (-0.26%)live
Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$766.4M
20M shares
52-week range
$24.62 – $39.27
97% from low
Sector
NATIONAL COMMERCIAL BANKS
Exchange
NASDAQ
CS
Borrow rate
0.41%
Easy to borrow
Price (6 mo)
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Change+$8.65
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $188.0M | $208.8M | $204.4M | $212.0M | $241.1M | $332.6M | $264.2M | $377.9M |
| Cost of revenue | $38.8M | $46.9M | $49.5M | $4.1M | $42.8M | $135.3M | $176.1M | $144.6M |
| Gross profit | $149.2M | $161.9M | $154.9M | $207.9M | $198.3M | $197.3M | $88.0M | $233.3M |
| Gross margin | 79.4% | 77.5% | 75.8% | 98.0% | 82.2% | 59.3% | 33.3% | 61.7% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $49.5M | $59.4M | $45.7M | $97.2M | $71.0M | $63.1M | −$68.1M | $91.4M |
| EBITDA | $56.0M | $67.6M | $53.6M | $105.3M | $79.1M | $71.1M | −$60.5M | $99.2M |
| Net income | $39.5M | $48.9M | $38.3M | $77.7M | $56.6M | $50.3M | −$41.6M | $74.9M |
| Net margin | 21.0% | 23.4% | 18.8% | 36.6% | 23.5% | 15.1% | -15.8% | 19.8% |
| EPS (diluted) | 2.39 | 2.96 | 2.30 | 4.78 | 3.56 | 3.15 | -2.75 | 3.61 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $259M | $4.01 | $4.00–$4.03 | 1 |
| 2027 | $270M | $4.19 | $4.17–$4.21 | 1 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$27.61
Price
$38.83
Implied downside
-29%
Peer comparison
Financial Institutions Inc
Financial Institutions Inc operates through its subsidiaries, providing full range of banking services to consumer, commercial and municipal customers in Western and Central New York, and commercial loans in the Mid-Atlantic region, through a loan production office in Ellicott City, Maryland. It offers a broad range of loans including commercial business and revolving lines of credit, commercial mortgages, equipment loans, residential mortgage loans and home equity loans and lines of credit, automobile loans and personal loans. It operates in single segment of Banking.
www.FISI-investors.com- Employees
- 631
- IPO / List date
- Jun 25, 1999
- HQ
- WARSAW, NY
Held by traders on TradeandTell
No one on the platform currently holds FISI.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 202,931 | $6.4M |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 3.24% ($1.26/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-06-12 | $0.3200 | 2026-07-02 |
| 2026-03-13 | $0.3200 | 2026-04-02 |
| 2025-12-15 | $0.3100 | 2026-01-02 |
| 2025-09-15 | $0.3100 | 2025-10-02 |
| 2025-06-13 | $0.3100 | 2025-07-02 |
| 2025-03-14 | $0.3100 | 2025-04-02 |
| 2024-12-13 | $0.3000 | 2025-01-02 |
| 2024-09-13 | $0.3000 | 2024-10-02 |
| 2024-06-14 | $0.3000 | 2024-07-02 |
| 2024-03-14 | $0.3000 | 2024-04-02 |
Recent trades on TradeandTell
No one on the platform has traded FISI yet.
