HARL

$29.26+$0.21 (+0.73%)prev close

Compare

Held by

portfolios on TandT

Bookmarked by

users

Avg position size

—

of holders' portfolios

13F filers

institutions

52-week range

$22.10 – $29.33

99% from low

Exchange

OTC Link

Borrow rate

13.11%

Hard to borrow

Price (6 mo)

Loading chart…

Change+$4.01

Valuation

Trading at 12.7× earnings vs its 8.9× historical median P/E.

Fair value ≈ $20.57 · price $29.26 today

Overvalued · 42% above

Loading valuation…

Fair-value line = the stock's median historical P/E × earnings. Price below the orange line = cheap vs its own history; above = expensive. Not investment advice.

Valuation

Financials

Loading chart…

Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.

	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	$33.2M	$34.7M	$32.2M	$30.5M	$30.3M	$36.9M	$40.4M	$43.6M
Cost of revenue	$7.8M	$8.0M	$7.5M	$5.2M	$3.4M	$3.9M	$12.5M	$14.1M
Gross profit	$25.4M	$26.7M	$24.7M	$25.3M	$26.9M	$33.1M	$27.8M	$29.5M
Gross margin	76.5%	76.8%	76.7%	82.9%	88.7%	89.5%	68.9%	67.8%
R&D	$0	$0	$0	$0	$0	$0	$0	$0
Operating income	$10.0M	$11.2M	$9.4M	$9.8M	$11.5M	$16.4M	$11.4M	$12.4M
EBITDA	$10.7M	$11.9M	$10.1M	$10.5M	$12.1M	$16.9M	$11.9M	$12.9M
Net income	$7.1M	$8.1M	$7.1M	$7.3M	$8.8M	$12.2M	$8.9M	$9.5M
Net margin	21.4%	23.5%	22.1%	23.9%	29.0%	33.1%	21.9%	21.9%
EPS (diluted)	1.85	2.13	1.87	1.93	2.34	3.29	2.43	2.61

Annual figures · source: Financial Modeling Prep

DCF fair valuemodel estimate

Intrinsic value

$74.76

Price

$29.26

Implied upside

+155%

Peer comparison

Symbol	Price	Today	Mkt cap	P/E
HARLHarleysville Financial Corporation	$29.26	+0.72%	$105M	—
BEOBBEO Bancorp	$59.00	+0.00%	$144M	—
BKSCBank of South Carolina Corporation	$16.75	+0.00%	$90M	—
CNBBCNB Community Bancorp, Inc.	$50.20	+0.00%	$101M	—
CYVFCrystal Valley Financial Corporation	$79.00

HARLEYSVILLE FINCL CORP

Held by traders on TradeandTell

No one on the platform currently holds HARL.

Super investors & insiders

Institutions holding (13F)

No tracked institution reports a position in HARL as of their last filing.

Insider activity (SEC Form 4)

No recent Form 4 filings on EDGAR — either no insider transactions reported recently or this isn't a SEC-registered issuer.

Insider activity (SEC Form 4)

Dividend history

TTM yield · 4.65% ($1.36/share)

Ex-date	Per share	Pay date
2026-04-29	$0.3500	2026-05-13
2026-02-11	$0.3500	2026-02-25
2025-10-29	$0.3300	2025-11-12
2025-07-30	$0.3300	2025-08-13
2025-04-30	$0.3300	2025-05-14
2025-02-05	$0.3300	2025-02-19
2024-10-30	$0.3100	2024-11-13
2024-07-31	$0.3100	2024-08-14
2024-04-30	$0.3100	2024-05-15
2024-02-06	$0.3100	2024-02-21

Recent trades on TradeandTell

No one on the platform has traded HARL yet.

$HARL chatter on StockTwits

SuperGreenToday@SuperGreenTodayMar 31
$HARL
View on StockTwits ↗
SuperGreenToday@SuperGreenTodayFeb 27
$HARL
View on StockTwits ↗
Avocado@Avocado_smashApr 25
$CFG $ALLY $HARL $OKE $PNW Ex Dividend week of 04/29:
View on StockTwits ↗
StockTitan@Stock_TitanNov 15
$HARL Harleysville Financial Corporation Announces the Declaration of Special Cash Dividend Article Available on StockTitan Website.
View on StockTwits ↗
StockTitan@Stock_TitanOct 18
$HARL Harleysville Financial Corporation Announces Record Earnings for the Fiscal Year Ended September 30, 2023, and the Declaration of Regular Cash Dividend https://www.stocktitan.net/news/HARL/harleysville-financial-corporation-announces-record-earnings-for-the-gxc26ng3py47.html
View on StockTwits ↗
StockTitan@Stock_TitanSep 14
$HARL Harleysville Financial Corporation Announces the Approval of a 5% Stock Repurchase Program https://www.stocktitan.net/news/HARL/harleysville-financial-corporation-announces-the-approval-of-a-5-gw99hlv317so.html
View on StockTwits ↗
StockTitan@Stock_TitanJul 19
$HARL Harleysville Financial Corporation Announces Regular Cash Dividend and Third Quarter Earnings for Fiscal Year 2023 https://www.stocktitan.net/news/HARL/harleysville-financial-corporation-announces-regular-cash-dividend-7q6mec1kehvz.html #earnings #dividends
View on StockTwits ↗
MRKTS.com@mrktsMay 1
Last chance to buy $HARL to get the upcoming dividend of $0.3/share - https://mrkts.com/stocks/last-chance-to-buy-shares-of-harl-to-receiv
View on StockTwits ↗
FlashAlert_me@flaApr 19
$HARL [15s. delayed, acc.~90%, always check] Earnings Release April 19, 11:32:00: Q2: GAAP EPS of $0.82, Revenue $4M. https://s.flashalert.me/IpcY9
View on StockTwits ↗
FlashAlert_me@flaApr 19
$HARL [15s. delayed]: Issued Press Release on April 19, 11:32:00: Harleysville Financial Corporation Announces Regular Cash Dividend and S https://s.flashalert.me/aQ8uWU
View on StockTwits ↗
StockTitan@Stock_TitanApr 19
$HARL Harleysville Financial Corporation Announces Regular Cash Dividend and Second Quarter Earnings for Fiscal Year 2023 https://www.stocktitan.net/news/HARL/harleysville-financial-corporation-announces-regular-cash-dividend-5q8p2ou75rz9.html #earnings #dividends
View on StockTwits ↗
FlashAlert_me@flaJan 25
$HARL [15s. delayed, acc.~90%, always check] Earnings Release January 25, 11:56:00: Q1: GAAP EPS of $0.89 https://s.flashalert.me/TDjzy
View on StockTwits ↗
FlashAlert_me@flaJan 25
$HARL [15s. delayed]: Issued Press Release on January 25, 11:56:00: Harleysville Financial Corporation Announces Record Quarterly Earnings https://s.flashalert.me/uBJjaO
View on StockTwits ↗
StockTitan@Stock_TitanJan 25
$HARL Harleysville Financial Corporation Announces Record Quarterly Earnings and a 3.5% Increase of the Regular Cash Dividend for the First Fiscal Quarter 2023 https://www.stocktitan.net/news/HARL/harleysville-financial-corporation-announces-record-quarterly-jm0qcz8p7zrc.html #earnings #dividends
View on StockTwits ↗
@newsfilterio@NewsfilterJan 25
$HARL Harleysville Financial Announces Record Quarterly Earnings and a 3.5% Increase of the Regular Cash Dividend for the First Fiscal Quarter 2023 https://newsfilter.io/a/c7b8a7010bd74954eb2c20e16bbe4c6e
View on StockTwits ↗