Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$410.2M
24M shares
52-week range
$11.89 – $19.42
68% from low
Sector
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
Exchange
NASDAQ
CS
Borrow rate
0.73%
Easy to borrow
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| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $59.3M | $68.6M | $69.2M | $59.7M | $57.9M | $85.2M | $98.7M | $88.1M |
| Cost of revenue | $5.2M | $22.6M | $11.5M | $6.2M | $914.0K | $5.5M | $24.5M | $0 |
| Gross profit | $54.1M | $45.9M | $57.7M | $53.5M | $57.0M | $79.7M | $74.2M | $88.1M |
| Gross margin | 91.3% | 67.0% | 83.4% | 89.7% | 98.4% | 93.6% | 75.2% | 100.0% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $17.8M | $8.0M | $6.0M | $2.7M | $13.3M | $27.9M | $19.4M | $32.9M |
| EBITDA | $20.4M | $10.9M | $8.9M | $5.5M | $16.1M | $30.6M | $22.0M | $2.5M |
| Net income | $11.5M | $7.3M | $5.2M | $1.1M | $10.3M | $21.9M | $15.3M | $19.2M |
| Net margin | 19.4% | 10.7% | 7.5% | 1.8% | 17.7% | 25.8% | 15.5% | 21.8% |
| EPS (diluted) | 1.03 | 0.65 | 0.21 | 0.04 | 0.41 | 0.87 | 0.61 | 0.76 |
Annual figures · source: Financial Modeling Prep
Pioneer Bancorp Inc is involved in providing banking services. These services include Personal services such as Checking, Savings, eBanking Cards, and Business services such as Business Deposit and operating Accounts, Business eBanking, and Business loans. Some of the other services of the company include Government Banking, Wealth Management, Benefits Consulting and Insurance.
www.pioneerny.comNo one on the platform currently holds PBFS.
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 69,900 | $973.0K |
No one on the platform has traded PBFS yet.
| +0.59% |
| $375M |
| — |
| OBTOrange County Bancorp, Inc. | $37.24 | +0.78% | $499M | — |
| PCBPCB Bancorp | $28.03 | -0.14% | $399M | — |
Source: Financial Modeling Prep · peers by sector/industry
Click to see transaction details on SEC.gov. Form 4s cover trades by officers, directors, and 10%+ owners, due within 2 business days of the trade.
Trading at 22.1× earnings vs its 17.0× historical median P/E.
Fair value ≈ $13.06 · price $17.00 today
Fair-value line = the stock's median historical P/E × earnings. Price below the orange line = cheap vs its own history; above = expensive. Not investment advice.
$PBFS https://chrisdemuthjr.substack.com/p/a-w-for-pioneer
View on StockTwits ↗$PBFS held its annual stockholder meeting on May 19, 2026, with directors elected and the accounting firm re‑ratified.
View on StockTwits ↗Pioneer Bancorp Inc. announced it will acquire Targeted Lending Co. LLC for about $140M in cash, sending its shares higher in after-hours trading. The deal adds roughly $120M in equipment loans and creates a new nationwide specialty lending platform focused on small and mid-sized business equipment financing. Targeted Lending will become Pioneer’s new Specialized Financing division and will continue operating from Williamsville, New York, with additional staff across the U.S. The division will be led by Targeted Lending CEO Brian Gallo, while Pioneer said the acquisition supports its strategy to diversify revenue beyond traditional banking and expand into national equipment finance markets. $PBFS
View on StockTwits ↗$PBFS Regional bank with conservative underwriting; slow compounding story.
View on StockTwits ↗$PBFS Price action signals that reliability now matters more than headline momentum. Balance sheet resilience remains an underappreciated swing factor. Momentum could expand quickly if milestones stop slipping. The forward path ultimately depends on disciplined delivery.
View on StockTwits ↗$PBFS https://www.marketbeat.com/instant-alerts/pioneer-bancorp-nasdaqpbfs-trading-up-1-still-a-buy-2025-11-14/
View on StockTwits ↗PBFS brings in a veteran Chief Credit Officer — likely defensive posture in a tightening credit environment. $PBFS
View on StockTwits ↗$PBFS Community bank stability. Dividend yield support. Trading below book value. Interest rate beneficiary.
View on StockTwits ↗$PBFS Great piece that accurately captures PBFS's current position. So if you want to refresh your understanding of PBFS or learn about PBFS for the first time, this is essential reading. https://beyondspx.com/quote/PBFS/pioneer-bancorp-s-strategic-ascent-amidst-persistent-legal-challenges-nasdaq-pbfs#analysis
View on StockTwits ↗$PBFS Digging the local bank strategy. Merger with Pioneer Commercial Bank looks strategic. Municipal banking services could be a game changer for regional growth. Watching closely for next earnings report. Might add a small position if momentum continues. interesting article: https://beyondspx.com/article/detailed-analysis-of-pioneer-bancorp-inc-pbfs
View on StockTwits ↗$PBFS is bouncing back, currently priced at $11.87. With a strong buy recommendation from CFRA and an A rating from Schwab, this could be an opportune time to buy or increase your position.
View on StockTwits ↗Recent $TICKER stream from stocktwits.com — refreshed every 5 minutes. Sentiment tags are self-reported by posters. Not investment advice.