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PBHC
$16.21-$0.19 (-1.16%)live
Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
0
institutions
Market cap
$102.6M
6M shares
52-week range
$12.06 – $17.40
78% from low
Sector
STATE COMMERCIAL BANKS
Exchange
NASDAQ
CS
Borrow rate
0.64%
Easy to borrow
Price (6 mo)
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Change+$0.20
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $37.8M | $45.9M | $48.2M | $51.0M | $56.4M | $71.8M | $83.5M | $79.1M |
| Cost of revenue | $10.5M | $15.5M | $15.6M | $8.6M | $12.4M | $31.7M | $48.3M | $48.7M |
| Gross profit | $27.2M | $30.4M | $32.7M | $42.5M | $43.9M | $40.1M | $35.1M | $30.5M |
| Gross margin | 72.1% | 66.2% | 67.7% | 83.2% | 77.9% | 55.9% | 42.1% | 38.5% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $4.6M | $5.5M | $8.3M | $16.0M | $15.7M | $11.8M | $5.2M | −$4.1M |
| EBITDA | $5.8M | $7.0M | $9.7M | $17.8M | $16.4M | $13.1M | $6.5M | −$1.9M |
| Net income | $4.0M | $4.3M | $7.0M | $12.4M | $12.9M | $9.3M | $3.4M | −$3.4M |
| Net margin | 10.7% | 9.3% | 14.4% | 24.3% | 22.9% | 12.9% | 4.1% | -4.3% |
| EPS (diluted) | 0.94 | 0.80 | 1.19 | 2.07 | 2.13 | 1.51 | 0.42 | -0.54 |
Annual figures · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$110.29
Price
$16.21
Implied upside
+580%
Peer comparison
Pathfinder Bancorp Inc
Pathfinder Bancorp Inc is a holding company for Pathfinder Bank. The Pathfinder Bank is a commercial bank engaged in attracting deposits from the general public and investing such deposits, together with other sources of funds, in loans secured by residential real estate, commercial real estate, small business loans, and consumer loans. The bank invests a portion of its assets in debt securities issued by the United States Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The principal source of income is interest on loans and investment securities.
www.pathfinderbank.com- Employees
- 187
- IPO / List date
- May 30, 1996
- HQ
- OSWEGO, NY
Held by traders on TradeandTell
No one on the platform currently holds PBHC.
Super investors & insiders
Institutions holding (13F)
No tracked institution reports a position in PBHC as of their last filing.
Insider activity (SEC Form 4)
Dividend history
TTM yield · 2.47% ($0.40/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-04-17 | $0.1000 | 2026-05-08 |
| 2026-01-16 | $0.1000 | 2026-02-06 |
| 2025-10-17 | $0.1000 | 2025-11-07 |
| 2025-07-18 | $0.1000 | 2025-08-08 |
| 2025-04-17 | $0.1000 | 2025-05-09 |
| 2025-01-17 | $0.1000 | 2025-02-07 |
| 2024-10-18 | $0.1000 | 2024-11-08 |
| 2024-07-19 | $0.1000 | 2024-08-09 |
| 2024-04-18 | $0.1000 | 2024-05-10 |
| 2024-01-11 | $0.0900 | 2024-02-02 |
Recent trades on TradeandTell
No one on the platform has traded PBHC yet.
