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PROV
$17.21+$0.01 (+0.06%)live
Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$107.6M
6M shares
52-week range
$14.95 – $17.42
91% from low
Sector
SAVINGS INSTITUTION, FEDERALLY CHARTERED
Exchange
NASDAQ
CS
Borrow rate
0.42%
Easy to borrow
Price (6 mo)
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Change$-0.06
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $64.6M | $56.9M | $47.0M | $39.8M | $39.4M | $50.1M | $58.7M | $60.2M |
| Cost of revenue | $5.9M | $5.7M | $7.2M | $3.9M | $673.0K | $9.4M | $19.7M | $20.5M |
| Gross profit | $58.7M | $51.2M | $39.8M | $35.9M | $38.8M | $40.7M | $38.9M | $39.7M |
| Gross margin | 90.9% | 89.9% | 84.7% | 90.3% | 98.3% | 81.3% | 66.3% | 65.9% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $5.5M | $5.9M | $10.9M | $10.2M | $12.9M | $12.4M | $10.4M | $8.9M |
| EBITDA | $8.7M | $9.0M | $14.3M | $16.5M | $17.7M | $15.6M | $13.5M | $12.4M |
| Net income | $2.1M | $4.4M | $7.7M | $7.6M | $9.1M | $8.6M | $7.4M | $6.3M |
| Net margin | 3.3% | 7.8% | 16.4% | 19.0% | 23.1% | 17.2% | 12.5% | 10.4% |
| EPS (diluted) | 0.28 | 0.58 | 1.01 | 1.00 | 1.22 | 1.19 | 1.06 | 0.93 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $39M | $1.03 | $1.03–$1.03 | 1 |
| 2027 | $40M | $1.18 | $1.18–$1.18 | 1 |
| 2028 | $39M | $1.08 | $1.08–$1.08 | 1 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$56.75
Price
$17.21
Implied upside
+230%
Peer comparison
Provident Financial Hldgs
Provident Financial Holdings Inc is a holding company of Provident Savings Bank, F.S.B. It is a financial services company committed to serving consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its business activities consist of community banking, investment services and trustee services for real estate transactions. The group operates in Bank segment that include attracting deposits, offering banking services and originating and purchasing single-family, multi-family, commercial real estate, construction and, to a lesser extent, other mortgage, commercial business and consumer loans. Its evenues are derived from interest earned on its loan and investment portfolios, and fees generated through its community banking activities.
www.myprovident.com- Employees
- 163
- IPO / List date
- Jun 28, 1996
- HQ
- RIVERSIDE, CA
Held by traders on TradeandTell
No one on the platform currently holds PROV.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 212,353 | $3.4M |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 3.25% ($0.56/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-05-14 | $0.1400 | 2026-06-04 |
| 2026-02-12 | $0.1400 | 2026-03-05 |
| 2025-11-13 | $0.1400 | 2025-12-04 |
| 2025-08-14 | $0.1400 | 2025-09-04 |
| 2025-05-15 | $0.1400 | 2025-06-05 |
| 2025-02-13 | $0.1400 | 2025-03-06 |
| 2024-11-14 | $0.1400 | 2024-12-05 |
| 2024-08-15 | $0.1400 | 2024-09-05 |
| 2024-05-15 | $0.1400 | 2024-06-06 |
| 2024-02-14 | $0.1400 | 2024-03-07 |
Recent trades on TradeandTell
No one on the platform has traded PROV yet.
