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UCB
$35.36-$0.25 (-0.70%)live
Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$4.3B
120M shares
52-week range
$28.65 – $36.77
83% from low
Sector
STATE COMMERCIAL BANKS
Exchange
NYSE
CS
Borrow rate
0.32%
Easy to borrow
Price (6 mo)
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Change+$7.27
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $577.7M | $641.0M | $695.6M | $716.3M | $928.9M | $1.29B | $1.48B | $1.54B |
| Cost of revenue | $70.8M | $96.5M | $136.7M | −$7.8M | $124.7M | $508.8M | $601.3M | $522.6M |
| Gross profit | $506.9M | $544.5M | $558.9M | $724.1M | $804.2M | $782.5M | $879.1M | $1.01B |
| Gross margin | 87.7% | 85.0% | 80.4% | 101.1% | 86.6% | 60.6% | 59.4% | 66.0% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $215.9M | $238.7M | $209.4M | $347.8M | $356.0M | $232.5M | $323.0M | $422.4M |
| EBITDA | $246.9M | $262.7M | $200.9M | $345.7M | $402.7M | $277.5M | $363.9M | $456.5M |
| Net income | $166.1M | $185.7M | $164.1M | $269.8M | $277.5M | $187.5M | $252.4M | $328.1M |
| Net margin | 28.8% | 29.0% | 23.6% | 37.7% | 29.9% | 14.5% | 17.0% | 21.4% |
| EPS (diluted) | 2.07 | 2.31 | 1.91 | 2.97 | 2.52 | 1.54 | 2.04 | 2.62 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $1.1B | $2.96 | $2.90–$3.01 | 3 |
| 2027 | $1.2B | $3.26 | $3.19–$3.29 | 3 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$20.66
Price
$35.36
Implied downside
-42%
Peer comparison
United Community Banks, Inc.
United Community Banks Inc provides a wide range of financial products and services to the commercial, retail, governmental, educational, energy, health care and real estate sectors. This includes a variety of deposit products, secured and unsecured loans, mortgage loans, payment and commerce solutions, equipment finance services, wealth management, trust services, private banking, investment advisory services, insurance services, and other related financial services. These products and services are delivered through a variety of channels including its branches, other offices, the Internet, and mobile applications. It operates as a locally-focused community bank, supplemented by experienced, centralized support to deliver products and services to its c ustomers.
www.ucbi.com- Employees
- 3,118
- IPO / List date
- May 21, 1997
- HQ
- GREENVILLE, SC
Held by traders on TradeandTell
No one on the platform currently holds UCB.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2025-06-30 | 66,709 | $2.0M |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 2.83% ($1.00/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-06-15 | $0.2500 | 2026-07-03 |
| 2026-03-13 | $0.2500 | 2026-04-03 |
| 2025-12-15 | $0.2500 | 2026-01-05 |
| 2025-09-15 | $0.2500 | 2025-10-03 |
| 2025-06-13 | $0.2400 | 2025-07-03 |
| 2025-03-14 | $0.2400 | 2025-04-04 |
| 2024-12-16 | $0.2400 | 2025-01-06 |
| 2024-09-16 | $0.2400 | 2024-10-04 |
Recent trades on TradeandTell
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