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UMBF
$141.98-$2.93 (-2.02%)live
Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
2
institutions
Market cap
$11.0B
76M shares
52-week range
$103.07 – $145.69
91% from low
Sector
NATIONAL COMMERCIAL BANKS
Exchange
NASDAQ
CS
Borrow rate
0.27%
Easy to borrow
Price (6 mo)
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Change+$48.92
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.07B | $1.22B | $1.30B | $1.24B | $1.58B | $2.24B | $2.64B | $4.44B |
| Cost of revenue | $192.3M | $224.8M | $207.8M | $66.0M | $261.6M | $959.8M | $1.23B | $2.03B |
| Gross profit | $876.9M | $994.9M | $1.09B | $1.18B | $1.32B | $1.28B | $1.41B | $2.42B |
| Gross margin | 82.0% | 81.6% | 84.0% | 94.7% | 83.5% | 57.2% | 53.3% | 54.4% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $223.6M | $286.0M | $338.9M | $429.1M | $532.0M | $421.6M | $541.3M | $900.0M |
| EBITDA | $276.7M | $342.3M | $401.7M | $484.8M | $586.0M | $480.3M | $594.0M | $1.06B |
| Net income | $195.5M | $243.6M | $286.5M | $353.0M | $431.7M | $350.0M | $441.2M | $702.4M |
| Net margin | 18.3% | 20.0% | 22.1% | 28.4% | 27.3% | 15.6% | 16.7% | 15.8% |
| EPS (diluted) | 3.93 | 4.96 | 5.93 | 7.24 | 8.86 | 7.18 | 8.99 | 9.13 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $3.0B | $12.94 | $12.85–$13.00 | 7 |
| 2027 | $3.1B | $13.78 | $13.35–$14.38 | 9 |
| 2028 | $3.4B | $15.66 | $15.33–$15.96 | 1 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$254.37
Price
$141.98
Implied upside
+79%
Peer comparison
UMB Financial Corp
UMB Financial Corp, or UMBF, is a financial services holding company offering a suite of banking services and asset servicing to its customers in the United States and around the world. Its client base includes commercial, institutional, and personal customers. Along with its subsidiaries, the company operates in the following business segments: Commercial Banking, Institutional Banking, and Personal Banking. A majority of its revenue is generated from the Commercial Banking segment, which serves the commercial banking and treasury management needs of small to middle-market businesses through various products and services such as commercial loans, commercial real estate financing, commercial credit cards, letters of credit, loan syndication services, consultative services, and others.
www.umb.com- Employees
- 5,222
- IPO / List date
- Feb 18, 1975
- HQ
- KANSAS CITY, MO
Held by traders on TradeandTell
No one on the platform currently holds UMBF.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 59,170 | $6.7M |
| Bridgewater Associatesas of 2025-09-30 | 8,442 | $999.1K |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 1.19% ($1.69/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-06-10 | $0.4300 | 2026-07-01 |
| 2026-03-10 | $0.4300 | 2026-04-01 |
| 2025-12-10 | $0.4300 | 2026-01-02 |
| 2025-09-10 | $0.4000 | 2025-10-01 |
| 2025-06-10 | $0.4000 | 2025-07-01 |
| 2025-03-10 | $0.4000 | 2025-04-01 |
| 2024-12-10 | $0.4000 | 2025-01-02 |
| 2024-09-10 | $0.3900 | 2024-10-01 |
| 2024-06-10 | $0.3900 | 2024-07-01 |
| 2024-03-08 | $0.3900 | 2024-04-01 |
Recent trades on TradeandTell
No one on the platform has traded UMBF yet.
